DPLK - Benefits an example (english version)

Benefits of DPLK :

• • Lifetime Pension Monthly Payments, widow/widower, and children until maximum age of 25 years old or married/working.
  • Arrangeable amount of pension return.
  • Free monthly fee, with minimum monthly fee of IDR 50,000.
  • Free to choose pension age, starting from the age of 50 and up to 70 years old.
  • Free to choose the fund investment package, current options are Deposit account and Obligations.
  • Tax Free, during tax free development result membership.
  • Tax Charges - tax will be charged upon withdrawl of pension/pension claim (normal pension, accelerated pension, delayed pension, death or permanent disability pension).
  • Monthly fee and development result are 100% for member.
  • Transparent- each member will be given a Membership Fund Passbook, so they can monitor their fund growth by printing the passbook in any BNI branch.

• Types of Pension Return:
  • Normal Pension
    Pension returns to be allocated when a member enters into the selected pension age (in accordance with the Pension Age option).
  • Accelerated Pension
    Due to expulsion from the company, resignation from the company; a member can request for an Accelerated Pension (minimum 10 years before normal pension age).
  • Delayed Pension
    Due to expulsion from the company (resigned from the company) before the accelerated pension age, a member can propose for a delayed pension claim and then the payment of the Pension return can be postponed/delayed until the member reaches the accelerated pension age.
  • Disability Pension
    Pension return benefit received if a member suffers from permanent disability whereby the disability causes the member to be unable to work and continue with DLPK pension program (resign from the company).
  • Death Pension
    Pension return benefit will be paid to the beneficiary when the member has passed away.
  
  
• Fees for every member of DLPK :
  • Administration fee is IDR 1,000 per month or IDR 12,000 per year.
  • Fund Management fee is 0.75% from the total fund payable per year.
  • The above fees are charged per year by direct debiting from the member’s savings account.
• Requirements:
  • Minimum age is 18 years old, or married.
  • Provide a copy of Identification Card or Family Card ( Kartu Keluarga).